Which program provides health coverage mainly for retirees and certain disabled individuals?

• A. Medicaid
• B. CHIP
• C. Medicare
• D. TRICARE

Answer: (C)

Medicare is the health coverage program designed primarily for people who are 65 and older, and it also covers certain younger individuals with disabilities or end-stage renal disease. Because retirees typically qualify by age and have paid into the system during their working years, Medicare becomes their main source of coverage. It’s distinct from Medicaid, which assists low-income people of any age; CHIP, which covers children; and TRICARE, which serves military members and their families. So for retirees and some disabled individuals, Medicare is the most appropriate and widely used program.